top of page

No One Plans To Get Sick Or Hurt, But Everyone Needs Medical Care At Some Point...


An individual health insurance policy is a policy that you purchase directly from a health plan.  Premiums are based on your age, zip code, and in some instances, tobacco use.  As of 1/01/2014, the Affordable Care Act (ACA) law prohibits insurance companies from discriminating against individuals with preexisting conditions and coverage is issued on a "guaranteed issue" basis.


Open Enrollment is currently closed.  However, you may be able to sign up for an individual health insurance policy outside open enrollment if you qualify for a special enrollment


Most people are now required to carry health coverage that meets the minimum essential coverage guidelines or pay a tax penalty.*


Click HERE to request more information.


*RLH Insurance & Benefits does not provide tax or accounting consultative services. Consult with a tax professional.

bottom of page